Diebold launches “revolutionary” ActivEdge anti-card skimming technology

Representing global losses in excess of a billion Euros, card skimming remains the most prevalent type of ATM crime and a major concern for financial institutions at risk of losing customers’ confidence due to the constant threat of cardholder identity theft and card losses.

Continuously working on new solutions to counter these risks, Diebold has announced the launch of Diebold ActivEdge, the first complete anti-skimming card reader that prevents all known forms of skimming in addition to other forms of ATM fraud.

ActivEdge counteracts skimming technology that currently relies on an ability to read the magnetic stripe of an ATM card in the short edge orientation by altering the way in which the card is inserted and read.

A shift of 90 degrees is all it takes. ActivEdge requires card users to insert their cards long-edge, making it impossible for skimmers to capture the card’s information.

Safety at the ATM is a major concern for consumers and Diebold’s end user survey conducted in Europe, North America and Latin America showed that 95% of consumers preferred the ActivEdge card reader over current card readers while they didn’t mind changing their card insertion behaviour in return for safer and more secure transactions.

Consumers inserted their card correctly on the first attempt or were able to quickly determine the proper way to insert the card.

Diebold's ActivEdge solution requires the ATM user to place their card into the reader using the card's long side

Diebold’s ActivEdge solution requires the ATM user to place their card into the reader using the card’s long side

Prevention of attacks from every vector

“Skimming devices have become more sophisticated,” explained Bassem Bouzid, senior vice-president and managing director for Diebold EMEA. “It was crucial to find an innovative solution to stop this type of fraud which, today, represents the majority of overall ATM-related fraud and also restore consumers’ confidence in ATM transactions.”

Bouzid added: “The ActivEdge card reader is the greatest weapon in the fight against card fraud and will enable financial institutions to guarantee their consumers highly secure ATM transactions.”

Diebold’s technology provides an effective security solution that prevents attacks from every vector. ActivEdge’s encrypting read head prevents criminal modifications to the card reader while the encrypted communication to the ATM’s central processing unit eliminates the ability to fraudulently capture and track card data.

In addition, each reader is paired with a specific ATM, in turn precluding the installation of fraudulent readers.

To counteract card trapping and fishing attacks, ActivEdge features automatic gate-locking functionality to prevent fraudsters from freeing trapped cards.

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