Daily Archives: 20/10/2014

MasterCard and Zwipe launch world’s first biometric contactless payment card with integrated fingerprint sensor

MasterCard and Zwipe have announced the launch of the world’s first contactless payment card featuring an integrated fingerprint sensor for enhanced security.

The launch of the card comes after a successful live pilot conducted with Norway’s Sparebanken DIN (which is aligned to the Eika Group) as an answer to the complex challenge of providing a fast, convenient payment solution that doesn’t compromise security.

The Zwipe MasterCard payment card is the world’s first fingerprint-authenticated contactless payment card. The solution includes an integrated biometric sensor and the Zwipe secure biometric authentication technology that holds the cardholder’s biometric data. It also contains an EMV-certified secure element and MasterCard’s contactless application.

The card is the first of its kind to combine the security of biometric authentication with the speed and convenience of contactless payment. Cardholder fingerprint data is stored directly on the card rather than an external database. Following activation by a simple fingerprint scan, the Zwipe MasterCard card can then be used to make contactless payments.

Biometric authentication replaces the PIN entry, thus enabling cardholders to make payments totalling any amount.

Zwipe is now working on the next generation of its card for release in 2015. This will be the same format as a standard card and designed to operate with all payment terminals. The new card will “harvest energy from the payment terminals” without the need for a battery.

Eliminating passwords and PIN numbers

Speaking about this significant launch, Ajay Bhalla (president of enterprise security solutions at MasterCard) commented: “Our belief is that we should be able to identify ourselves without having to use passwords or PIN numbers. Biometric authentication can help us achieve that end goal. However, our challenge is to ensure the technology offers robust security, simplicity of use and convenience for the end customer. Zwipe’s first trial represents a significant milestone. The results are very encouraging.”

Detail of the new biometrics-based contactless payment card developed by MasterCard and Zwipe

Detail of the new biometrics-based contactless payment card developed by MasterCard and Zwipe

Bhalla continued: “Safety and security in everyday payment is at the heart of MasterCard’s business. We will continue to work with innovators such as Zwipe to ensure that we remain ahead of the fraudsters and provide a seamless payment experience. Ultimately, it’s consumers who decide how they choose to pay.”

Kim Humborstad, founder and CEO of Zwipe, added: “Feedback from our pilot with Sparebanken DIN has been very positive. Cardholders love how easy the card is to use with the added security feature. We have also received exceptionally good feedback from retailers participating in the pilot. This trial enabled the partners to gather valuable customer feedback, experience and Best Practice for the enrolment and deployment phase.”

Morten Danielsen, business development director at Sparebanken DIN, explained: “We will offer biometric authentication and contactless communication for all our cards since it combines convenience and security for both our cardholders and merchants.”

Founded in 2009, Zwipe is a fast-growing company at the heart of what is a quickly evolving industry. Zwipe boasts a strong portfolio of Patent Applications and is continually developing them. The Zwipe product is based on an NFC (Near Field Communication) platform with no external database containing sensitive information as the fingerprint data is only stored inside the Zwipe card. To learn more about Zwipe visit: http://www.zwipe.com

MasterCard, of course, is a well-known technology company operating in the global payments industry. The organisation runs the world’s fastest payment processing network, in turn connecting consumers, financial institutions, merchants, Governments and businesses in more than 210 countries and territories.

MasterCard’s products and solutions make everyday activities – such as shopping, travelling, running a business and managing finances – easier, more secure and more efficient.

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Vanderbilt Industries agrees to acquire Siemens’ Security Products business

State-of-the-art security systems provider Vanderbilt Industries announced today that it has entered into an agreement to acquire Siemens’ Security Products business, which is part of the Siemens Building Technologies Division.

Under the terms of the deal, the combined offer would be renamed Vanderbilt International. Joseph Grillo would become the company’s managing director working out of new operational headquarters in Germany.

Grillo is a 30-year veteran of the electronic security and identification industries with a track record of successfully growing, restructuring and acquiring businesses. He began his career in the 1980s working at security and fire alarm manufacturing and systems integration companies including Kidde Automated Systems, NCS and Security Specialists.

In 1993, Grillo was appointed national sales manager for the HID Corporation and participated in the management buy-out of HID from Hughes Aircraft/General Motors in 1995. From 1995 to 2001, Grillo served as executive vice-president of sales and marketing and also COO, eventually becoming president as HID grew from a $15 million card and reader company to the dominant $100 million industry leader that it is today.

This latest acquisition would significantly boost Vanderbilt’s market position in the European security systems sector by dint of a wider and more comprehensive range of products and solutions being realised. Siemens’ Security Products business complements the existing Vanderbilt business portfolio as a leading supplier boasting widely recognised brands and long-term relationships with pre-eminent customers.

Joseph Grillo

Joseph Grillo

Broadening the business’ competitive position

Joseph Grillo has stated that this transaction will considerably expand Vanderbilt’s presence in the security sector by broadening the company’s competitive position in what is a highly fragmented market with great growth potential.

“The acquisition of Siemens’ Security Products business, which fits perfectly with our own corporate strategy, matches Vanderbilt’s solid foundation and strong legacy built from nearly three decades of operation in the security world,” explained Grillo.

“Vanderbilt saw an opportunity to expand its product offering and geographic market coverage. The addition of Siemens’ Security Products represents significant value potential given its established installed base of customers and loyal resellers. The market trend is for integrated security management systems and more open solutions from trusted suppliers. Security Products clearly provides a vehicle for offering these solutions to a broader customer base.”

Access control, intruder alarm and video surveillance solutions

Siemens’ Security Products business covers solutions in the access control, intruder alarm and video surveillance categories, in turn complementing Vanderbilt Industries’ fully-integrated product offerings.

The acquisition encompasses such well-known and established brands as Bewator and Cotag in the access control sector and Alarmcom and Europlex in the intruder alarm space.

Financial details of the transaction have not been released. The transaction is subject to customary closing conditions. The closing of the transaction is expected to occur by the end of the first quarter of 2015.

Vanderbilt Industries has agreed to acquire Siemens’ Security Products business

Vanderbilt Industries has agreed to acquire Siemens’ Security Products business

A subsidiary of ACRE LLC (which acquired the company from Ingersoll Rand in 2012), Vanderbilt Industries offers an innovative approach to access control technology – from design and manufacturing through to distribution. The company’s mission is to make environments safe, secure and easy to maintain.

Vanderbilt’s products range from single-user systems so simple that they can be installed in one day through to highly customised applications fitting the bespoke requirements of leading multinational corporations.

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National Business Crime Solution helping to “save millions” in fight against retail criminality

The National Business Crime Solution – a not-for-profit initiative providing businesses with access to a collaborative partnership that spans the public and private sectors as well as law enforcement agencies – has revealed how it has helped to cut crimes costing retailers £650,000 per month, which equates to over £8 million per annum1.

Supported by the Association of Chief Police Officers (ACPO), the National Business Crime Solution (NBCS) realises a central repository where business crime data is submitted, shared and analysed in order to determine key threats, linked crime series and national targets that can be investigated.

Sue Fish, deputy chief constable at Nottinghamshire Police and ACPO’s national lead on business crime, commented: “At the recent British Retail Consortium Retail Crime Conference, it was great to see both national organisations and police forces speaking highly of the pockets of intelligence that have been enhanced thanks to the sharing of information with the NBCS. It’s brilliant to witness the initiative working independently of policing and with a governance structure that provides all businesses with an opportunity to contribute.”

Retail crime cost an estimated £511 million in 2012-20132 and, with a reported rise in organised crime and further cuts to public sector funding expected, businesses are increasingly recognising the benefits of a not-for-profit initiative that works collaboratively with the business community. As a result, over the past six months membership of the NBCS has increased by over 50% and attracted some of the largest names in the retail sector.

The National Business Crime Solution is supported by ACPO

The National Business Crime Solution is supported by ACPO

Using closer collaboration and an evidence-based approach, the NBCS has supported a number of businesses in reducing their exposure to business crime while at the same time providing a safer environment for customers and staff.

Building a national profile of business crime

Catherine Bowen, policy and stakeholder director at the NBCS, explained: “In just six months we’ve seen significant progress. More importantly, by working in collaboration we’ve proven that we can build a national profile of business crime and actively support the police service by building watertight, cross-border cases that result in real action.”

Bowen continued: “By working with law enforcement officials we can not only ensure that cross-border, serious and organised criminals are pursued but, by working with police analysts, we can also advise businesses on criminal trends and any particular ‘hot spots’ for increased illicit activities.”

In the first half of 2014, the NBCS – ably supported by the National Business Crime Intelligence Bureau (NBCIB) – dealt with over 70 investigations exposing cross-border, serious and organised criminal groups. The body has also provided support to more than 40 national businesses across 33 police force areas resulting in 29 arrests.

Notable successes over the past six months included the NBCS working with one member business alongside cross-border authorities to halt a series of high value thefts valued at over £9,000. In just nine days, 32 recorded offences were committed across a number of force areas. By sharing information and working together, the NBCS quickly established the full nature and scale of the criminal gang’s activities, in turn leading to timely arrests and a subsequent end to the high-value crime spree.

Catherine Bowen: policy and stakeholder director at the NBCS

Catherine Bowen: policy and stakeholder director at the NBCS

Another NBCS member business suffered 11 burglaries in just two months costing the company over £22,000 in lost goods, repairs and lost trade. By working with the NBCS, a pattern of incidents was established proving they were linked and not isolated. As a result of this information being passed to the police and assisting with further case development, the authorities were able to step in and make a successful arrest.

Retailers alerted to crime trends

“Sharing information across the business sector has ensured that retailers are alerted to rising crime trends, enabling them to take preventative action,” added Bowen. “This has also meant that where there are organised crime groups in operation, information is collated and shared with the police to bring criminal activities to a timely end.”

The timing for the NBCS has never been better with major cuts to public sector funding and a greater recognition of the important role businesses can play in cutting crime leading to an increased appetite for data sharing.

“Business crime may have made it back onto the agenda,” asserted Bowen, “but the challenge now is how we keep it there. In order to continue the progress we’ve made so far, we need businesses to join us, share their data and be part of this fast-growing collaborative approach to preventing business crime.”

Retail crime cost an estimated £511 million in 2012-2013

Retail crime cost an estimated £511 million in 2012-2013

*The NBCS was recently awarded top spot in the Best Collaborative Solution category at the 2014 Retail Fraud Awards

*Further information on the NBCS is available by contacting Catherine Bowen via e-mail at: catherine.bowen@nationalbusinesscrimesolution.com


1Value of crimes prevented as recorded by a selected number of members. Full potential of savings is significantly higher than the figure quoted
2British Retail Consortium’s Annual Retail Crime Survey 2014

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Sir Hugh Orde to stand down as chief officers replace ACPO with new policing body

At Chief Constables’ Council on October 17, chief constables took key decisions on the development of a new body that will soon replace ACPO in co-ordinating operational policing at the national level.

In July this year, chief officers voted in support of proposals to establish a new co-ordinating body that would be hosted by – but remain independent of – the Metropolitan Police Service and replace the Association of Chief Police Officers (ACPO). These proposals were drawn up by a group of chief officers implementing recommendations made in General Sir Nick Parker’s detailed review of ACPO’s operations.

Following that mandate, the implementation group continued to develop a legal structure, operating model, a new secretariat structure and the process for a chief constable to be selected as an independent leader, seek a name for the new organisation and examine proposals for future funding.

The group consulted all ACPO members on how the new chairman should be elected, the potential name of the body and the emerging operating model. Final decisions were then taken by chief constables.

It was agreed that all chief officers would elect a chairman before the end of 2014. The intention is to ensure that the electorate is inclusive and that there’s broad support. Chief officers agreed a fixed term appointment of two years with a maximum of four years in office subject to satisfactory performance.

The National Police Chiefs’ Council (NPCC) was chosen as the name of the new body to replace ACPO.

Proposals for an operating model

Members were consulted on early proposals for an operating model with three basic components: Chief Constables’ Council, an annual delivery plan and a range of co-ordination committees that will replace the business area structure currently adopted by ACPO. It was also agreed that more work was needed to develop the committee structure.

There will be a small team to support the elected chairman, provide planning and programme management and also communications support. Work is continuing to ensure that legal agreements are in place and that the new body operates both efficiently and effectively.

Sir Hugh Orde OBE QPM: standing down as President of ACPO

Sir Hugh Orde OBE QPM: standing down as President of ACPO

In light of these decisions, ACPO President Sir Hugh Orde OBE QPM is now in a position to stand down at the end of 2014 and allow chief officers to elect a leader who will head the new body. ACPO will continue to provide national co-ordination and leadership until the new body is constituted.

The new co-ordinating body will help the police service cut crime and keep members of the public safe by joining up operational response around the most serious and strategic threats. Focusing on operational delivery and developing national approaches on issues such as finance, technology and Human Resources, the NPCC will work closely with the College of Policing which is now responsible for developing professional standards.

ACPO’s core role of bringing together the expertise of police leadership to co-ordinate operational policing and agree national approaches in the public interest will be transferred into the new body. The aim is to develop a modernised and improved co-ordinating body that will be both sustainable and effective in supporting the police service when delivering at the national level.

The new co-ordinating body will be hosted by the Metropolitan Police Service. As part of ongoing plans the present company limited by guarantee will be dissolved.

Exciting new chapter in police leaders’ work

Speaking about these substantial and important developments, ACPO President Sir Hugh Orde OBE QPM commented: “Chief constables have met to discuss key decisions about how a new body co-ordinating operational policing at the national level will operate. It’s right that the leaders of the service take these decisions. This is an exciting new chapter in police leaders’ work. It’s essential that this process takes place seamlessly and with as little disruption to operational policing as possible.”

The ACPO leader continued: “To help create this seamlessness, I’ve decided to step down as President of ACPO around the end of the year in order to allow chief officers to elect a leader who will head the new body. I have made this decision after a lot of thought and after five years of having the immense privilege of leading a team of dedicated, talented and tireless chief officers whose passion for protecting their communities has been unabated in the face of changing modes of crime, seismic shifts in the policing landscape and the impact of austerity on the service. I want to thank all of my colleagues for their support and comradeship, along with all those others with whom I’ve served across 37 years as an officer.”

Going forward, key functions of the National Police Chiefs’ Council will be as follows:

*Co-ordination of national operations including defining, monitoring and testing force contributions to the Strategic Policing Requirement
*Command of counter-terrorism operations and the delivery of counter-terrorist policing through the national network as set out in the S22A agreement
*Co-ordination of the national policing response to national emergencies and the mobilisation of resources across force borders as well as on an international basis
*National operational implementation of standards and policy as set by the College of Policing and the Government
*Working with the College, the development of joint national approaches on criminal justice, value for money, service transformation, information management, performance management and technology
*Working with the College (where appropriate), the development of joint national approaches to staff and Human Resources issues (including misconduct and discipline) in line with chief officers’ responsibilities as employers

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